Investing in Apartments 2022.

Top 5 reasons why you should buy an apartment in 2022.

1. Protection of money from inflation

2. Passive income

3. Financial security for your family

4. Financial freedom

5. Use of ATP credit

Buying your own property is a tempting idea for everyone, but many Croats are reluctant to make this decision. Through this article, we will try to provide answers to the most common problems that young people face when buying their first property and give reasons why they should decide to buy this year.

Protection of money from inflation

If the recession crisis has taught us anything, it is that the money is not safe in your bank account. If the price of life goes up and you have an equal amount of money, it loses its effective value. On the other hand, real estate has always grown with the price of rent throughout history.

Although the above graph is a statistic derived from the American population, it fully describes the situation that is happening in the rest of the world, including Croatia. Landlords are the ones who mainly profit from inflation, while it is becoming harder and harder for tenants to get out of tenancy.

Passive income

Passive income is a promised land of financial security. It is an income that arrives safely and steadily every month without you having to spend working hours creating it. Most passive income requires an extremely large initial investment and is mostly beyond the reach of the common man.

Buying real estate has always been the most profitable and safest investment that can passively bring big profits to the buyer and his family. Although the return on investment is not the same as investing in stocks or cryptocurrencies, which are becoming more and more popular today – by investing in real estate, you can be sure that your money will not fail.

Financial security for your family

As we said earlier, the profitability of investing in real estate is long-lasting. It is an investment that remains for both your children and grandchildren and allows them to live a better and easier life.

Financial freedom

Most people living in tenancy do not see a way out as apartments to buy are becoming more expensive, as is the price of their rent. When they pay for their living expenses, they simply do not have enough money left to save for a larger investment. This is where we come to a seemingly hopeless situation. There is less and less money, and life is getting more expensive. If we don’t already own a property, all the data tells us that it will be even harder in time than it is now. This is exactly the main reason why you should grit your teeth and decide to buy as soon as possible. The long-term savings of not paying rent to someone else is too great to be ignored. The state is aware of this situation within the real estate market and has provided young people with an easier way to get their first property.

ATP loans

ATP loans are incentives that the state gives to young people when buying their first property and make it much easier to get out of tenancy. You can read the conditions for applying for ATP loans and all their benefits in 2022 here.